Newbie + newsletter services + suitable vehicle for my super

John H2O said:

G'day im 49 years old and have a fair bit of money tied up in Australian shares via BT Super Wrap. I make the buy/sell decisions and don't have an advisor... I did and he was hopeless. My risk profile is a little above middle of the road and my aim is maximize the value of the fund over the next 15 years or so. Im not the type to dig through balance sheets and research shares from scratch.

Im currently using the Morning Star service and find it okay. Does anyone have experience with Fat Prophets or other services and what are your views on them?

Having my super in BT Wrap costs me about 6K pa vs an estimate 3K for a SMSF but i have been living overseas maybe moving (reluctantly) overseas again and being a non-resident for two years would make a SMSF non complying for me. Does anyone have any recommendations for Super Umbrella type funds i could investigate as an alternative to BT?

Cheers and thanks in advance
John

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Junior said:

Asgard Infinity eWrap Super is a newer product under the Westpac/BT banner, with much better pricing than BT Wrap but just as much functionality. Worth investigating if they'll allow you to in-specie transfer your shares across so you don't have to sell and repurchase. You may need an adviser to do this, not sure.

Their fees for direct shares are 0.4% plus $300 per annum, this fee applies up to $750k and falls to 0% for balances above this. For the cash or term deposit portion of your account the admin charge is 0%.

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