No Ordinary Duck
- 14 October 2004
The OP wants to put some savings aside for his kids to get a car or some Uni education, I don’t think he is trying to shoot the lights out with massive invest returns.
From what he has said I think his priority is low risk investment, protecting the savings from inflation and receiving a decent return and not having to dedicate a lot of time to it, I think this does lead him more to the index style investment rather than the active route.
And yes i get that too.
Depending on your risk appetite?
What they teach in Mit / Uts / yale etc in the course of getting your masters in appplied finance is risk aversion ( risk to reward )
Pending on your risk appetite , in lays terms the greater the risk the greater the reward.
Either you pay some finacial advisor
Or put money spread in the asx 50 compound interest will achieve this ,
My opinion would be researching rare earth small caps in the asx like Lyc / Gxy / ggg
Or for greater risk look in to spreading some pennies in the Crypto market .
Investing in to block chain or digital platforms is like investing in amazon 1999 ,
Quite simply put : " If your are investing like the other 95% of people you will be like the other 95% ( Working in the matrix till 60)
This is not finacial advice, Pls DYOR
And I think Dark gets what Im getting at.
The OP asked for opinions and he has Opinions.
Let us know in 15 years how it panned out.