Thank you burglar, and pixel
I guess what I should be doing is reading as many opinions and experiences as possible and as you say, dovetail that with what I know and my own instinct. I was thinking of seeing a financial adviser at some stage. I really am as the name suggests, very green. I'm just at a stage in my life now that I have started thinking about my future.
I am not sure what the general opinion is on financial advisers. I am guessing you guys are probably at the stage where you figure things out yourself. Maybe its best to see a few advisers and get a general feel? I would hate to be "sold" a product that under performs.
Anyway, I probably wont post much here as I am by no means qualified to offer advice or opinions. I will remain a silent stalker until I have something to contribute
VeryGreen