$5,000 to $5,250 in 1 year

First rule in saving is to control spending. Just add up the money you needn't have spent over the last few years. Often works as good as investing for getting ahead. Interest will at least balance inflation. Any extra you can make by investing it is a bonus.

nioka said:

First rule in saving is to control spending. ..........

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Excellent point, important to read Richest Man in Babylon by Classon imo, most libraries should have a copy.