Recent content by Murd

Cheers Sydboy, An interesting read. Certainly fom what I've read, historical returns on bonds do not match returns on equities over the long term. I can't find much information on inflation linked bonds available in Australia. But if they are around, and available to retail investors, with 4%...

Interesting. Cheers for the info and link. Switching investment options is an easy and free process, so I'll give this some thought. Seeing as its long term, tax free on earnings, and has the potential to be ruined by government intervention, maybe a riskier asset allocation would be...

RandR, The QSuper index option is mainly because when I called to discuss it, the lady informed me that its the only actual 'indexed' fund. The aus and int shares options aim to match the index, but the way she explained it was that this is done through active trading. She wasn't overly...

Rusty, I reckon that's a good spread, and one I've considered. I'm avoiding the international one though due to no franked dividends, making it not as tax efficient. Putting superannuation money into it would be more appealing, but not an option for me at present. Murd

Hi guys, I'm after feedback, pitfalls, and opinions on my long term investment plans. I'm 28 years old, stable job, HECS debt of 50k, about 50k to invest, defacto relationship, about 30k in superannuation with QSuper in their diversified index option. My plan is as follows: 1. HECS to be...

Rusty, My understanding is that Vanguard lower their ER's as the fund grows. They kept this promise and at their 15 year anniversary in Australia, they reduced ERs accordingly. Compared to the states, it's expensive here, but still pretty good compared to other managed funds. The ETFs are of...

Hey guys, Been doing plenty of reading on how to get into investing, and been lurking on the Bogleheads forum for a while now. I'm interested in finding some opinions and experiences of those who use simple index portfolios as the mainstays of their investing. Hoping there are a few Aussie...