Recent content by Averagejoe101

So basically you have ignored everything i asked. Im trying to help, the only way i can is find her a place to go that will spark her interest in finance. She wont learn by herself using the internet. She needs someone face to face that can help her. Guess i will just try and find a good...

Can i ask how you learnt or how she learnt about the government contribution and things like that? Her main problem was "Why dont they teach us this in school." We all know why, the education system is outdated and if EVERYONE was financially literate, no-one would clean toilets. Toilets need...

Well thats seems a bit silly. My projected super (with an industry super), just "letting it go" as i didn't really understand superannuation was about 640k at 60. Going through my financial adviser, letting him manage my super and taking 1% will be over 1 mil now at 60. I think that is worth...

No one have any recommendations? I find that hard to believe!

Hey guys, im after an independent financial adviser in Sydney. She is mainly after help setting up her super and getting the best return possible, plus taking out all the extra stuff she doesnt want. As im in WA this is a bit hard for me, does anyone have some recommendations? Someone not too...

Im really just looking for the accounts for about 10% of my investment portfolio being cash. Just want ease of access when/if i need it. I didn't know about the offset accounts. That might be something to look into later on :) thanks for that.

Thanks for that one. 4.26% beats 4% so thats what im after. $200 a month is no worry for me. I am in a high tax bracket, about 30-40%. I just need somewhere for my extra cash that is not going into property and shares. It will only be a small amount however i want to break even at least (or try...

I remember a few years ago looking at HISA's (high interest savings account) that had as much as 7%. Now all i can find if 5% term deposit and about 4.5 introductory 4% normal. Has anyone found a higher one they use? This is purely for cash, not trading, so no need to be linked or...

NO! This is EXACTLY what i was after. Some of those points ARE important to me. Especially the varied options. That is something i have overlooked a little. I see that as being one of the most important. To start with it will probably be blue chip so i can learn without big risk. Then venture...

Thats good to hear from someone who uses it. I was either going with CMC or Commsec, but i have been told Commsec aren't good anymore. Is that correct? As you said it doesn't matter i can always change later. People have said NAB is good also?

No-one?

Trading platform/Broker question Hello all! Very new to the trading world and trying to learn as much as i can. Have not started yet but have been saving quiet a fair amount to start trading. My short term goal is to make a little bit of extra income and learn about this world. My long time...