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General experiences with Life/TPD/Income Protection/Trauma insurance?

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What have been your general experiences with Life / TPD / Income Protection / Trauma insurance?

Did you have insufficient/sufficient/too much cover?

Is it worth it?
 
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What have been your general experiences with Life / TPD / Income Protection / Trauma insurance?

Did you have insufficient/sufficient/too much cover?

Is it worth it?

I have a life insurance policy and am still trying to consider if it is worth also getting trauma insurance and or income protection.

I am insured for $500K because I have 4 little ones and am a single mother. I can't say if it is worth it as everyone is in a different situation and you have to assess that. There is websites out there that compare prices for you so you can find the best possible price from all the big companies without getting messed around

http://www.lifeinsurancedirect.com.au is one of them.
 
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