SMSF: Investment strategy

[yonnie]

I`ve been thinking about the investment strategy for my super fund.

Are there any examples of an investment strategy on the internet somewhere free of charge?

the ATO wants it to be a LONG TERM investment strategy accross a number of asset classes like shares, property and fixed deposits.

Now my fund is not large enough to include property and besides I dont want the hassle of owning property directly.
Also I dont like to invest in property shares, just for the sake of diversification.

Fixed deposits dont pay enough to my liking.
Besides I have enough cash in between trades to pay any outgoings.

Shares: I dont want shares for the long term in these uncertain times.

What I`m doing now is: trading in a wide variety of shares
(around 40 candidates) short term with a rigorous stop and generating about 1000 trades a year with returns of 20%+ per year.

Would the ATO be happy with this way of investing?

[Wysiwyg]

yonnie matey, there is a thread started on this subject already.Go to search -> advanced search -> keywords (smsf) -> under the keywords box is a drop down in which you choose titles only.Have a look there mate.

[yonnie]

Quote: Originally Posted by Wysiwyg yonnie matey, there is a thread started on this subject already.Go to search -> advanced search -> keywords (smsf) -> under the keywords box is a drop down in which you choose titles only.Have a look there mate.

[Julia]

Quote: Originally Posted by yonnie thanks wysiwyg, took part in a few of those threads myself, but my questions haven`t been aired yet. so is everybody diversifying long term in shares, propery and fixed deposits? where can I find an example of an investment strategy?

[Duckman#72]

Quote: Originally Posted by Julia yonnie, the investment strategy only needs to be a very simple statement. 2. [u]Investment Objectives[u] Over a longer period of time the primary investment objective of the Fund will be to maximise the return available in investment markets, having regard for the needs of the members and for an appropriate level of diversification of assets as specified by the Trustees from time to time, specifically to secure after tax returns over five years that exceed inflation by at least X%. (put whatever % you think appropriate). That's vague enough to allow you to have reasonable discretion as to what assets you hold at any particular time. If, however,you do something different, e.g. pull out a lump sum, then your file needs to have a 'sub-statement' to that effect. Hope this helps.

[yonnie]

thank you Julia and Duckman,

I really appreciate the time you 2 put into your replies and its helping me a lot.

thank you again

[bongcso]

If any new SMSF Trustees are looking for help in preparing an investment strategy for SMSFs, I have written a series of articles on how to prepare and investment strategy and have posted the one we use for our SMSF on our blog together with a sample of minutes of an annual review of the investment strategy. Here are the links:
How to prepare an investment strategy for your SMSF
Sample SMSF Strategy and Annual Review Minutes

Our investment strategy also includes use of options for hedging and generating additional income.

[naughtynickers]

Quote: Originally Posted by bongcso If any new SMSF Trustees are looking for help in preparing an investment strategy for SMSFs, I have written a series of articles on how to prepare and investment strategy and have posted the one we use for our SMSF on our blog together with a sample of minutes of an annual review of the investment strategy. Here are the links: How to prepare an investment strategy for your SMSF Sample SMSF Strategy and Annual Review Minutes Our investment strategy also includes use of options for hedging and generating additional income.

[bongcso]

Thank you. It is always nice to get feedback from visitors. Do let me know if there are any other topics/features you would like to see on the site.

Christina