With at least two more interest rates planned for next year (many are saying 4 is more likely) I was wondering how many members have fixed their homeloan rates. Please give reasons for fixing or not fixing and remember there is no right or wrong.
We fixed ours prior to the last rate rise so we are locked in 6.5% for 3 years. For me it was a no brainer as there was 90% chance of an increase. It took a single phone call to do. Easy