If you ask me, i personally believe that superannuation is very very risky. I don't mean when it comes to too losing your money I mean that you may not even make to you reach 60 years old. Over the past 10 - 15 years. I have not seen any of my friends parents reach 60 years old and retire, they have all passed on, and some of them never smoked and never drank. Most of them work 6 days a week, nearly every week. And they would say that when they retire they would go on a holiday. Are we all doomed to follow the same path of thinking with arrogance that we all will make it too 60??
In the end if you are going to wait to your at least 60 years old, TWO things that are just as important as your superfund manager. these are:
1. Get a nutritionist.
2. Get a personnal trainer at your local gym.
If you don't have these 2 important things, you better not guareentee yourself that you will even make it to retirement.