The other week I was involved in a small car accident.
Here is what happened.....
I was sitting in a car park (in my car)putting my receipts away.
A car pulls in next to me and hits me on the right corner just above the back wheel.
She parks and we get out, she is very sorry etc.
Numbers and regos exchanged. She said it probably won't cost more than the excess.
I called my insurance for advice, since I only have third party, fire and theft. They said to contact her insurance and the Police. Police say I could come in if I needed help.
Three days later I rang her, she said I need to contact my insurance company....I told her what they and the police said.
Fours day after that I had not heard from her so I rang and she said she had left a message with her insurance comp.
The next day I rang her insurance comp and they said she had not made a claim, but if she had left a message it might come through today (Friday).
Her company also said that I could go to the Police..etc.
I could be wrong but I think I am getting the run around.
Does this mean that if you have only third party insurance that anyone can hit you and if they don't put in a claim you hardly have a leg to stand on?