A few years ago I went to my bank manager and asked him when my long service leave was due. When he asked why I was asking him I told him I had been working for the bank (indirectly) for 30 years and thought they should recognise it.
Lately I try and find ways to beat them.
I'm interested in any ideas to minimise their profits. Some of the ones I currently use are:
Use a bank credit card as much as possible but pay the full amount on the last day it's due.
Deposit cheques received into a credit card account as there are no bank fees.
Use savings accounts with cheque facilities and a number of free transactions. Two or three of these accounts help and preferably with more than one bank.
Cash is still usefull and usually gets a discount.