Looking around our society we see all levels of income and asset bases.
Why do you think some people never have any money while others on an apparently quite small income manage to achieve some assets?
Is it to do with our genes, the role modelling we receive while growing up,
our peer relationships, where we live, how much education we have had etc?
Or is it more a matter of attitude and ambition?
What other factors do you think come into our level of affluence?