I have a $475k home (where i live) with $230k mortgage (at 4.45%), $200k in offset. I'm on marginal tax rate of 37%(39% w/Medicare). Have been educating myself about investing in shares. I'm trying to find out what % return from share investing that I would need to have the equivalent net benefit that:
1) I current have with the offset (4.45%).
2) with a 3 year Margin Loan at 6.4% (got that fig from CBA)