(1) I've seen post after post from younger people who are overcapitalized and under educated who are searching for ways to increase their net wealth.
They all want to invest their merge funds and compound their wealth.
In a large majority of cases that effort to increase their $5-10K by $1000 in a year just doesn't cut it.
(2) Then there are those who are close to retirement or retired with a nest egg that they want to generate income from dividends and with a bit of luck out perform the market so they can keep ahead of inflation.
They cant stand the thought of their nest egg being eroded so invest "Safely"
Again very few actually achieve better than the market. Let alone improve their position in retirement.
I think both parties have it wrong.
My view is that they "should" be aiming for a way to use the financial markets to generate a financial return from a very low capital base week in week out.
I know of 2 here (probably more) doing this right now returning every week at least and often way more than a decent wage.
From Under $20,000 capital base.
If your young and could increase your income by 20-150% a week in a few hrs a day---would you?
If your retired and could supplement your income 20-150% each and every week---would you?
My point is people should learn how to fish rather than giving their boat to someone else to go fishing for them!
Or putting their boat at risk.
Fish in Big ponds with Lots of fish.
Taking lots of small fish and the odd bigger one.
Safely without putting their life savings at risk
Be it the young guy or the long time saving retiree.
Both have similar agenda's
What would $300-$2500 a week do to your life style?
I would argue that to the majority of average people
Quite a lot.