I have a personal loan paying interest which I'd rather not pay. I called up my bank earlier about something unrelated, and they advised me afterwards that I was pre-approved for a credit card which had 0% interest for 12 months.
I am thinking about applying for this, so I could somehow transfer my personal loan balance onto it. I have asked the bank before about doing a 0% balance transfer from my personal loan onto a credit card and they said it can't be done.
But now I am thinking maybe I can use the credit card to buy like a cash passport to be used to pay off the personal loan? Can any cash passports or cash cards do that?