I am new here and new to investing in the stock market. I am in the process of building a portfolio for long term. my knowledge is basically just from what I can read so no experience yet and I was hoping someone with experience can help me out with some questions I have. First, I will explain the model I am leaning towards. I want 50% ASX bluest of the blue chips, diversified by sector. I want 30% international ETF's (mainly US high cap) and 20% asx traded bonds. I have read that you need bonds and international to diversify in case of a crash etc. My question is, looking at the charts for the SPY for example, this took a hit in 2008 like everything else. In fact, all of these "safeguards" appear to have taken a hit. So, what exactly makes these options "safe" or safer (i know no investment is safe). Looking at the historical charts, is it safe for me to make the assumption that if 2008 happens again, my portfolio will take a hit regardless of whats in it. If this is the case, wouldnt it be just as safe to have 100% ASX blue chips diversified by sector? Also, am I right in saying that there is more growth potential in the blue chips. When I get the mix right I plan to reinvest all dividends and put 1k a month in it (disposable income) , spread amongst my portfolio.
Hopefully I will be able to do this every month for 5 or more years unless circumstances change. Am I on the right track with this. Thanks in advance, any help will be appreciated. I feel that I would like to speak to "real" investors, not people with vested interests in certain funds etc ie financial planners.