These are the bank fees on credit card charges processed outside Australia and they are really starting to bug me.
My bank is up-front about them and has provided details of what the charges will be for making international charges. The problem is it's often not possible to anticipate that the processing will be offshore. I've been stung a number of times making online purchases from companies with a .com.au address and charging in Australian dollars. Its only when the credit card statement comes that I see the payment went through an offshore company and an international processing fee was charged.
My most recent experience was on a P&O Australia cruise. P&O advised that if you used a credit card for incidental charges, it would incur a 1.5% surcharge. Fair enough. I knew about this and accepted it. Then I get my amex statement and find the bank has charged an additional 2.5% because the P&O Australia Aust dollar charges were processed through Carnival Australia in Reservsanta Clarita, wherever that is.
We are not talking huge sums here, but it is still very annoying when I have a separate credit card that doesn't charge any international transaction fees and I could have used that. I think any company charging in Aust dollars should be required to inform you if the processing will be done offshore.
Anyway, that's my rant.