I’ve been sitting on the sidelines for the last few yrs feeling guilty about not doing more with my money. I’ve been doing a fair bit of research lately, including reading through the forums, and am now keen to get rolling.
I have about 55k to invest and am looking to get my toe wet with ETFs before venturing into stock selection.
I know that nobody is allowed to provide what could be considered advice, but it would be great if anyone could provide any very generic & high level points on this portfolio I’ve put together below. I’m only 25 so am willing to assume a fair bit of risk and would consider myself a long-term investor. On this basis i've followed that broad rule of 100 - your age for growth vs defensive allocations.
I guess, above all else, I’m wondering if there’s any fundamental flaws in this strategy (such as ineffective attempts at balancing risk etc) that immediately strike you.
I’d be looking to invest this money indefinitely as something I will rebalance when necessary, and am keen to be exposed to the USD at least for the next 1-2 yrs.
Aus equities (30%)
• RVL Russell Australian Value ETF (10%
• iShares S&P/ASX High Dividend (10%)
• iShares S&P/ASX 20 (10%)
US equities (25%)
• Vanguard® US Total Market Shares Index ETF (VTS)
Emerging markets equities (15%)
• iShares MSCI Emerging Markets ETF
• BlackRock Global Property Securities Equity Tracker D
• PIMCO Total Return Exchange-Traded Fund (10%)
Any quick feedback would be hugely appreciated.
Thanks very much for your time and looking forward to contributing back once i actually have something worthwhile to say!