My partner just recently found out that you can choose how your super is invested......all these years its been in the default "Balanced" mode. Currently, playing around with how to spread out the super investment (currently with sunsuper) and wondering if anyone have any opinions which direction I should go?
Obviously SMSF will be the best, but currently way off that....only 10k from 10 years or so of working
Australian Shares - Index
Emerging Markets Shares
International Shares (hedged)
International Shares (unhedged)
International Shares - Enhanced Index (hedged)
International Shares - Enhanced Index (unhedged)
Ethical, Environmental and Socially Responsible Investments
Fixed Interest - Index
1. If its a long term aggressive move, should I go majority wise into Emerging markets, ethical investment, and international shares-index (hedged)?
2. Someone care to explain the difference between Cash and fixed interest?
3. Currently thinking going:
15% fixed interest (or index fixed interest)
30% Australian Shares - Index
20% Emerging Markets
15% Social Ethical