I'm hoping you have all been through something similar and can help me out with this one.
I bought some shares in a smaller cap company about 3-4 months ago. I have taken out a small loan of 15k to aid in my purchase of these. Since I work at a bank, the loan is only charged at the floating home loan rate, althogh it is classified as a personal loan.
Everything looked rosy when I bought into the shares, they had a good history of growing their financials and the balance sheets and ROE are quite good.
The price of the shares has hovered around my purchase price since purchase.
However, whilst doing more and more research into the company and it's prospects for the future, there are a few things that have begun to worry me quite a lot. This, combined with the fact that I'm not as bigger fan as I originally thought about being in debt has me very worried. I'm pretty stressed out about the whole process, the worry of this keeps me up at night and makes me very very stressed out during the day.
I keep running pro's vs con's of whether I should sell and financially, it makes sense to use the debt and leaverage my exposure to the stock, but on the other hand it is causing me lots of worry about it's future and whether the decision to take out the debt and invest in the company was a good move.
I hold two other large cap stocks and am not worried about these at all and am happy to keep them.