Just wanted to know how important your credit rating in your credit report was when borrowing money from a bank to buy a house?
I always assumed that having 10% deposit was the standard and good enough, but would they still lend you the money if you had poor credit rating? Extremely poor?
Or if you had 50% deposit, would they still lend you money if you had a shameful credit rating?
Also, anyone know if we can get a credit report for free?