On one extreme, there are people who pick up five cent coins off the street and live life to a minimum, putting away as much cash as they can, probably in preparation of a 'rainy day'.
On the other extreme, you have people who say "life is short! Live in the present! You can't take your money with you if you die tomorrow".
I can see the merits of both extremes, but just wondering how others attempt to strike the balance here?