I have all my savings in bank accounts and term deposits for my first home which I intend to buy in 2 years or so. Safe, low returns, dependable.
Although, every now and then I desperately want to put some of it into stocks. Main reason being it is a bit more exciting and there is the potential of higher returns. It feels like I'm wasting all the info I've learnt about the markets over the past few years and it's not going to good use sitting in term deposits.
How do you all resist the temptation in this scenario if you have personally come across something similar in the past?
It's quite frustrating.