Just looking at my return for the last 12 months. I'm 11.79% positive apparently. That surprises me considering I've never done this other than on stock market games (ie. not real money). The first stock I bought, although my smallest position is down 35%, but in all honestly it's not a "value investing stock" and it had no plan. Quick lesson learnt! My best performer, surprisingly is CBA at 35% return. All figures including dividends, but not imputation credits. Thinking of taking profits on WBC and ANZ, don't feel like I need to hold 3 banks at this point, especially with this sector holding considerable risk. Sorry if this isn't relevant to your thread!