I'm saving up for my first home with my partner. We both have around 20k saved up each and over the next 2 years hope to get to the 40-50k mark each. It is building up nicely in safe, low returning bank account and term deposits. As we are building up towards a goal and don't want to lose capital.
However, with all the investment knowledge I'm now gaining about stocks etc, I see some good buys and want to act on a few of them. But then I don't want to use house deposit savings to risk it.
Has anyone else come across the same dilemma? Did you use some house deposit money? Or did you put aside a separate amount each week to use strictly as your house deposit money?
Also what is the minimum amount you would invest with, so you didn't get big commissions taken from you buying stocks?
Any help would be great, thanks.