I'm in my mid twenties and am just about to start my first 'real job'. That is; my first salary paying job. I'll be getting about 50k pa. I have about 5k in two super funds and about 20k in savings/shares that I saved/invested during uni. I rent and don't own any other assets. I have no debts.
When does it become financially viable to get financial advice and what sort of advice do I need? Where should I get the advice (accountant or financial advisor)? How should I choose one (I can't ask family/friends because they don't have financial advisors)?
I handle the investment of my savings and would like to continue doing so but I have questions about my super (choosing a fund, how much to salary sacrifice, choosing risk level), minimising tax and the first home buyers savings account. I'm sure there is other stuff I don't know I should ask about as well.
So, do you think it's worth my while getting advice and who should I get to do it?
If you don't think it's worth it now, When do you think it would be?
Thanks for any help