This doesn't involve me personally, but I'm trying to help sort this one out. Situation as follows.
Car A has crashed into parked car B.
It is very clear that the driver of car A was at fault, given that car B was legally parked when the incident occurred. Nobody was injured. Police attended the accident and a fine was issued to the driver of car A.
Car A was not insured at all (apart from compulsory MAIB which only covers injuries / medical, not damage to other vehicles).
The owner of car B has pursued repairs through their insurance company.
Now here's the issue. The insurance company has commenced repairs (largely complete to my understanding) after getting only ONE quote for these repairs. And the bill amounts to over $6000, for what seemed relatively modest damage to a car only valued at $10,000. As you would expect, they now want the owner/driver of car A to pay the cost of these repairs.
To me, this seems somewhat unreasonable. Arguments that the owner of car A should have had insurance aside (too late for that now...), I would have thought that there would at least be some requirement to get more than one quote for repairs?
It's not as though there is only one bodyworks within a reasonable distance of the accident location, there are several within walking distance, and the the way it has been done amounts to effectively a blank cheque for the cost of repairs, payable by the owner of car A.
As I've said, I am not directly involved with this but I've been asked for my opinion. To me, it seems unreasonable that there was not at least more than one quote obtained. It sure doesn't look like $6000 worth of damage to me or anyone else who is aware of the situation. Maybe it is, but it is questionable.
Anyone know where they stand legally on this one? Does the owner of car A have any legitimate options other than to simply pay the amount demanded by the insurer of car B?
Should they not have some right to at least a second quote?
Should they have been asked to accept the only quote that was obtained prior to repairs commencing?
Any other relevant issues?