OK, so I am fully cashed up with nowhere to go - here is my take
Property - over-valued, with IR increasing and grants disappearing, property will underperform in 2010.
Shares - likely over-valued, PE ratios will be high considering 2010 earnings will probably not be great, yields will be cut
Cash - likely to be eroded by inflation, higher IR may help
Gold/Silver - so pumped up by everyone at the moment I don't know whether to believe it or not
What is everyone doing with their coin and why???