Does anyone have an opinion on the deferred purchase agreement offered by JB Global at the moment to invest on the ASX 200. I am brand new to the market and this offer was passed to me by a friend and it looks very good. I can borrow money (at 3.9%) by paying upfront only the interest and entrance fee. Locked in for 3 years and they invest in ASX 200. But my son has looked at it and advised me to ask your forum as it is all about a deferred purchase agreement. Does anyone know about these offers?