From 1 October 2009 youíll enjoy the benefit of a range of dramatically reduced exception fees across personal and business transaction accounts.

Whatís more, next year you'll also be able to take advantage of some innovative new opt-in Ďsafety netí initiatives, including SMS and email balance alerts, to help avoid these fees entirely. Itís all part of our commitment to provide services to help you manage accounts effectively and make the most of your money.
Is this some kind of ploy to attract more customers where other fees have been increased? or are they just enjoying such high interest rate margins that they are able to cut fees?