Another noob question here. I am considering placing some money in an index fund, maybe an ETF or something especially with the market at 50% of its peak over a year ago. I have read that the index usually outperforms managed funds. Now my first question is, if large companies struggle to beat the index, what chance do we have trading ourselves? Because the only reason you would trade is to try beat the index right?
Another query i have is the bear market situation, i've tried to have a quick look at whats happened in the past, and usually after a big fall, the index jumps back up fairly quickly...are there any key differences in the market this time that may change things?
Please excuse my ignorance