Thinking about the inevitability of premiums rising yet again as a result of so many people dropping out of private cover now that they are freed from the Medicare levy, I'd be interested to know how many people do have private insurance and in what form, i.e. do you just have hospital cover, or do you have hospital plus extras?
e.g. I have both. Have never used the hospital cover but more than get my Extras premium back on those ancillary services like physio, dental, acupuncture etc.
I know some people who take the view that if it's an emergency they are going to end up in the public system anyway, and that's certainly true, and others who feel the premiums have just become too high, and if they need elective surgery then they will just pay to have it done privately.
I imagine most people's views about the public system are largely influenced by where they live. If you are in a capital city where there are large teaching hospitals, then you're probably going to be fine, but in a regional centre (remember Dr Death - Jayant Patel here in Qld?) you are most unlikely to be fine.