I have never been a believer in borrowing on margins. I have posted before "never a borrower or a lender be".It is slower sometimes to get ahead by only investing your own savings but slow and steady wins the race. Debt has a habit of blowing out fast. It can multiply as debt faster than as credit. I have not always thought that way but some nasty experiences with borrowing over the years has shown me that debt can bite hard in times like we are in at the moment. When share prices go down the first drop is the portion you own, the next is the cost of interest and you get to keep what's left and sometimes that is a negative amount.
So 'fess up, who is still happy to get with margin lending and who has learnt a lesson. Be honest, paper traders can also report.